Crisis of the uninsured: Mostly statistics & choices

National Center for Policy Analysis
Posted: September 30th, 2007 by Steve Trinward
Author: Devon Herrick

“Despite claims that there is a health insurance crisis in the United States, the proportion of Americans without health coverage has changed little in the past decade. The increase in the number of uninsured is largely due to immigration and population growth — and to individual choice… In theory, about 32 million people, or 68 percent of the uninsured, could easily obtain coverage but have chosen to forgo insurance. That means that about 94 percent of United States residents either have health coverage or access to it. The remaining 6 percent live in households that earn less than $50,000 annually, … does not qualify for Medicaid and (arguably) earns too little to easily afford expensive family plans costing more than $12,000 per year. However, they could afford the limited benefit plans that are gaining in popularity.” (09/29/07)

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