Individual ownership: The ignored alternative

San Francisco Chronicle
Posted: April 6th, 2008 by Steve Trinward
Author: Gary Schouborg & Michael Booth

“In arguing for universal healthcare, proponents often unquestioningly present a forced choice between employer-provided or government-provided insurance. Completely absent from their analysis is what should be an obvious alternative: We each buy our own insurance. There is no raging debate over whether employers or government should provide our food and shelter. It is accepted that we provide them for ourselves as best we can, from our after-tax income. For the chronically vulnerable, we provide a safety net. Why should healthcare be different? In fact, how we now think of healthcare insurance is an accident of history.” [editor’s note: A perspective from a while back on this debate, as well as a good history lesson on how we got here; the only thing left out is the transition from third-party to direct contact, which will probably leave some bodies by the wayside unless fully accounted for - SAT] (01/030/2004)

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