Health insurance mandates

Heartland Institute
Posted: June 26th, 2008 by Steve Trinward
Author: Jeff Emanuel

“One of the major causes of high-priced health insurance in the U.S. is the high number of mandatory minimum coverages required by some state governments. A new law in Florida will allow insurers in that state to offer minimum-coverage health policies that are exempt from most of the state’s mandatory coverages. Florida is currently 13th in the country with 48 minimum individual coverage mandates, including dental anesthesia, hair prosthesis, orthotics, and ’second surgical opinion.’ Minnesota currently holds the lead with 64 required coverages. … Because they are prohibited by law from purchasing health coverage across state lines, residents of Florida have had, until now, no choice but to pay for every one of the 48 mandated coverages when purchasing their health insurance policy.” (06/16/08)

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