Healthy? Insurers don’t buy it

Los Angeles Times
Posted: January 1st, 2007 by Steve Trinward

“Scott Svonkin joined the Los Angeles County Commission on Insurance 10 years ago because he was concerned about an emerging problem: people losing health coverage. Since then, the ranks of uninsured Americans have swelled to more than 46 million. Svonkin almost became one of them. … Late last year he started shopping around for health insurance for himself, his expectant wife and his young daughter. He knew he’d pay more without an employer picking up most of the tab. And he knew he’d have to fill out a medical questionnaire because, unlike job-based coverage, individual insurance in California is contingent on an applicant’s health. But that didn’t concern him because, he said, ‘I’m healthy as a horse, never smoked and have had no major surgery.’ As it turned out, Svonkin was rejected by not just one but three of California’s biggest health insurers, which cited his history of asthma, among other things. ‘I couldn’t buy it at any price,’ said Svonkin.” (12/31/06)

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